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Lowest Rate - GUARANTEED!
ATTENTION HOMEBUYERS: The new American Recovery Act will give first-time homebuyers or people who have not owned a home within the past 3 years up to an $8000 tax credit if you sign a purchase contract for a home before 5/1/2010, and close before 7/1/2010. This is a GIFT of up to $8000 that doesn't have to be paid back as long as you don't sell the house within 3 years after you purchase it. Homebuyers who have owned a property for 5 out of the last 8 years can get a credit up to $6500. WE CAN'T EMPHASIZE ENOUGH HOW HUGE THIS IS! Combined with the fact that mortgage loan interest rates are at historical lows and real estate prices have been falling for 2 years, NOW is the best time in HISTORY to buy a new home. This is one of those once in a lifetime opportunities where anybody who qualifies for this program that doesn't take advantage of it is just plain STUPID!
Get the best loan that is right for you.
When you decide to buy or refinance a mortgage loan, it's a big step. You can trust us to find the loan program that's best for you. We refer residential mortgage loan borrowers to ENG Lending, a major national web based wholesale lender. We are a mortgage loan brokerage for commercial mortgages and other types of loans that originates for all of the better national wholesale lenders. However, we work for you, not the lender. Our loan officers have an average of 25 years of lending experience. No bank, credit union or mortgage company in the Northeast can beat us!
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.
Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment. Let our professionals guide you to the very best refinanced loan!
Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!
Security Based Lending. If you don't qualify, don't own real estate or don't want to go through the process of a real estate mortgage loan, we offer loans secured by your stocks, bonds, options and mutual funds. Rates are fixed and below market. There are no income or credit guidelines and no application fees or closing costs. You retain all dividends, interest and stock splits. There are no tax issues and no reporting to any credit reporting agencies.
Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.
To get pre-qualified or to get the application process started:
Contact us by calling 802-483-6122, or contact us by email at email@homeandloancenter.com.
ATTENTION: This company absolutely guarantees that you will not find another loan source that has a loan program with a lower rate than us. Our rates start as low as 0.0% (0.000 APR); try to beat that anyplace else! No other bank, credit union or mortgage company will make this guarantee. Remember, we work for YOU, not the lender.
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