HOME & LOAN CENTER - We Work For YOU - Not The Lender!
Lowest Rates - GUARANTEED!
At the HOME & LOAN CENTER, we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs in order to formulate the perfect solution for you.
We'd be happy to help you calculate your options - by email, over the phone or in person. Find out exactly how much of a mortgage loan you can afford. Learn how low your monthly payments could be with a different loan. Discover the hidden cash you can tap from your existing residential or commercial property.
Whatever your financial situation, whatever your credit score, we'll help you make the right decisions to achieve your goals. It would be our pleasure to serve you.
Get the best loan that is right for you.
When you decide to buy or refinance a mortgage loan, it's a big step. You can trust us to find the loan program that's best for you.  We refer residential mortgage loan borrowers to the best major national wholesale lender.  We are a mortgage loan brokerage for commercial mortgages and other types of loans that originates for all of the better national wholesale lenders.  However, we work for YOU, not the lender.  Our loan officers have an average of 25 years of lending experience.  No bank, credit union or mortgage company in the Northeast can beat us!
Commercial Loans.  Whether big or small, or what your lending situation is, we probably have a commercial loan program that can fit your needs.  If the old fashioned 'bankosaurus' just doesn't seem to have the loan you're looking for, we probably do.  We have over 750 lenders' commercial loan programs available to maximize your chances to get the loan you want at the lowest rate possible.   
Commercial Loan Relationship Annual Reviews.  Are you a financial institution facing hundreds or thousands of annual reviews in order to meet regulatory guidelines.  We have the expertise to get those reviews done.  We know what you need to do to keep in compliance.  We have the people that have the lending knowledge and legal education that you need.  We can collect those updated financials, spread those financials, generate the applicable reports and compile that information into a comprehensive and compliant annual review that meets any Federal, State or internal audit.  We know all the verbiage, jargon, and analytical information that regulators expect and are looking for. We can even show you how to comply without reviewing every relationship.   
Residential Mortgage Loans.  Buying a new home can be a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust the professionals to find the mortgage loan that best fits your needs, too. Getting the right mortgage loan is like getting the keys to your new house! They can help you get there.
Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! They make it easy and worry-free to reduce your interest rate and monthly payment. They can even help you pay down your balance more quickly for a comparable monthly payment. Let them guide you to the very best refinanced loan!
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!
Security Based Lending. If you don't qualify, don't own real estate or don't want to go through the process of a real estate mortgage loan, we offer loans secured by your stocks, bonds, options and mutual funds.  Rates are fixed and below market.  There are no income or credit guidelines and no application fees or closing costs.  You retain all dividends, interest and stock splits.  There are no tax issues and no reporting to any credit reporting agencies. 
Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.
To get pre-qualified or to get the application process started:
Contact us by calling 802-483-6122, or by email at email@homeandloancenter.com.
For all our Commercial Loan programs click here: COMMERCIAL LOANS
Check out our affiliates for helpful information that you can really use:
- Mortgage Mistakes: 41 Reasons Your Lender Can Say "No"  
Dealing With Bankruptcy And Other Credit Issues When Trying To Get A Mortgage
- Personalized Mortgage Acceleration System
- Guide To Mortgage Loan Modification
- Defeat Foreclosure And Save Your Home
-Commercial Real Estate Cash Flow System
ATTENTION: This company absolutely guarantees that you will not find another loan source that has a loan program with a lower rate than us.  Our rates start as low as 0.0% (0.000 APR); that's right - zero.  Try to beat that anyplace else!  No other bank, credit union or mortgage company will make this guarantee.  Remember, the HOME & LOAN CENTER works for YOU, not the lender. 
Contact us today!
Website Builder provided by  Vistaprint